Effective Date: [Insert Date]

Welcome to Karter & Co Investments LLC ("Company," "we," "our," or "us"). These Terms of Service ("Terms") govern your access to and use of our website, services, communications, and any related tools or platforms (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms.

If you do not agree with these Terms, please do not use our Services.

1. Company Information

Business Name: Karter & Co Investments LLC
Business Type: Real Estate Investment & Related Services
Contact Email:ctacqui.kartercoinvestments.com

Website: https://kartercoinvestments.com/home

2. Eligibility

By using our Services, you represent that you are at least 18 years old and have the legal capacity to enter into a binding agreement.

3. Services Description

Karter & Co Investments LLC provides real estate investment services, property-related communications, educational information, and related support. Services may include phone calls, emails, and SMS/text message communications.

We reserve the right to modify, suspend, or discontinue any part of the Services at any time without notice.

4. User Responsibilities

You agree to:

Provide accurate and complete information

Use the Services for lawful purposes only

Not misuse, abuse, or interfere with our Services

Not attempt to gain unauthorized access to our systems

5. SMS/Text Messaging

5.1 Consent to Receive Messages

By submitting your phone number through our website, forms, contracts, or other communication channels, you expressly consent to receive automated and non-automated SMS/text messages from Karter & Co Investments LLC.

Messages may include, but are not limited to:

Appointment confirmations

Follow-ups regarding property inquiries

Transaction-related updates

Customer support communications

Consent is not a condition of purchase.

5.2 Message Frequency

Message frequency may vary based on your interaction with our Services.

5.3 Message & Data Rates

Message and data rates may apply depending on your mobile carrier and plan.

5.4 Opt-Out Instructions

You may opt out of SMS communications at any time by replying:

STOP to unsubscribe

After opting out, you may receive one final confirmation message. No further messages will be sent unless you re-consent.

For help, reply:

HELP or contact us at ctacqui.kartercoinvestments.com

5.5 Supported Carriers

Our messaging services are supported by most major U.S. carriers. Carrier participation may vary.

5.6 Privacy of SMS Data

Your mobile number and SMS consent will not be shared, sold, or rented to third parties for marketing purposes.

6. Privacy Policy

Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. Please review it carefully.

7. Intellectual Property

All website content, including text, graphics, logos, and materials, is the property of Karter & Co Investments LLC and is protected by applicable intellectual property laws.

You may not copy, reproduce, or distribute any content without prior written permission.

8. Disclaimers

The Services are provided on an "AS IS" and "AS AVAILABLE" basis. We make no warranties, express or implied, regarding accuracy, reliability, or availability.

We do not guarantee investment outcomes or property results.

9. Limitation of Liability

To the fullest extent permitted by law, Karter & Co Investments LLC shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Services.

10. Indemnification

You agree to indemnify and hold harmless Karter & Co Investments LLC from any claims, damages, losses, or expenses arising from your violation of these Terms or misuse of the Services.

11. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content or practices of those websites.

12. Termination

We reserve the right to suspend or terminate your access to the Services at our discretion, without notice, for any violation of these Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state in which Karter & Co Investments LLC is registered, without regard to conflict of law principles.

14. Changes to These Terms

We may update these Terms at any time. Updates will be posted on this page with a revised effective date. Continued use of the Services constitutes acceptance of the updated Terms.

15. Contact Information

If you have questions about these Terms, please contact us:

Email: ctacqui.kartercoinvestments.com

By using this website, you acknowledge that you have read, understood, and agree to these Terms of Service.